Paul Schouest

NMLS ID 164767

678-524-2518 

paul@smcbrokers.com

How to Make Your VA Loan Competitive in a Hot Market

How to Make Your VA Loan Competitive in a Hot Market

In the red hot housing market of the past few years, sellers usually have multiple offers, often getting more than their listing price. If you are using a VA loan to back your purchase you may worry that sellers might choose conventional-loan-backed offer

Apr 12, 2022 | VA Loans

How to Refinance Your Vacation Home

How to Refinance Your Vacation Home

If you own a vacation home, there are a variety of reasons why you might decide to refinance the mortgage at some point. Perhaps, market interest rates are much lower now than when you bought and you believe you could save money with a lower rate. Or mayb

Apr 08, 2022 | Refinancing a Home

What’s the Difference Between the Sales Price and Appraised Value of a Home?

What’s the Difference Between the Sales Price and Appraised Value of a Home?

During the home buying process, you will encounter many unfamiliar terms, some of which may seem like the same thing. One such pair might be “sales price” and “appraised value.” They both refer to how much the house is worth, right? Actually, there is a d

Apr 06, 2022 | Purchasing a Home

Can You Get a Mortgage for a Cabin Purchase?

Can You Get a Mortgage for a Cabin Purchase?

The pandemic of the past few years has kept people in their homes much more often than most would prefer. Instinctually, many are looking around for alternative lodgings to go when they want to escape the inside of their own four walls and the weariness o

Mar 31, 2022 | Purchasing a Home

Can You Afford a Second Home?

Can You Afford a Second Home?

If you are looking to buy a vacation home in one of your favorite spots, one of the most important questions to ask yourself is “Can I afford to buy a second home?” The answer will depend on a variety of factors.While some buyers have the cash to buy a se

Mar 29, 2022 | Purchasing a Home

The Most Important Do’s and Don’ts of Getting a Mortgage

The Most Important Do’s and Don’ts of Getting a Mortgage

Obtaining a home loan is one of the most critical parts of buying a home for most Americans. It can be a little overwhelming if you’ve never been through the process before. There are a lot of documents to sign and collect and you might feel like you’re f

Mar 25, 2022 | Purchasing a Home